Prepaid Credit Card Guide
Compare Prepaid Credit Card Offers

Welcome to the Prepaid Credit Card Guide. Our site allows you to compare the top prepaid credit card offers so that you get the best available deal for your personal needs and situation.

What is a Prepaid Credit Card

Prepaid credit cards are very similar to credit cards and there are only a few exceptions. The first exception is that you are not extended credit, so you must prepay or load your card before you use it. Another difference is that you do not pay any interest with prepaid cards. Those are the two major differences between credit cards and prepaid credit cards, the other differences are miniscule. The best thing about prepaid cards is that you are able to use them like credit cards without going in to debt or paying interest on your purchase.

Prepaid credit cards are perfect for those needing an alternative to checking accounts or those needing the convenience of a credit card without the approval hassles, interest charges or incurring debt. They are perfect for teaching your teenagers how to manage money, managing your personal finances, or traveling.

Compare Prepaid Credit Card Offers

The prepaid credit card offers are the most popular prepaid cards offered and have the best deals available. Compare the cards below and choose the card that is right for your personal situation.
 

Featured Prepaid Credit Card

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  • No activation fee with direct deposit

  • Guaranteed approval

  • No overdraft fees

  • No minimum balance

  • iAdvance loan option (no credit check)


More Options Below

  • No upfront costs
  • No minimum balance requirements
  • All credit accepted
  • No annual fees
  • Free account alerts


  • No monthly fees
  • Free direct deposit
  • No hidden fees
  • Free customer service
  • Stylish card designs


  • No monthly fees
  • No hidden fees
  • Direct deposit
  • Easy approval
  • All credit accepted


  • No activation fee with direct deposit
  • Guaranteed approval
  • No credit checks
  • Free direct deposit
  • Unlimited purchase transaction

The Benefits

Prepaid credit cards are perfect for many of your needs. They require no credit check, income requirements and can be the perfect alternative to a checking account. Check out the benefits below.

  • Safer than cash.
  • Excellent way to teach the kids how to manage money.
  • You remain debt free. Since there is not a credit line and you must load the card before use, you will not accumulate any debt.
  • No interest charges on your purchases.
  • Easy approval! There are no credit checks and income requirements to get a prepaid card.
  • No penalties. You will not have any over the limit fees, late fees, annual fees or any of the other fees associated with credit cards that keep consumers in debt.
  • Protection against fraudulent charges.

 

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